Real Estate Financing
Alleviate the pressure of real estate investments by securing outside capital for your next deal or renovation. We facilitate direct financing to borrowers through our network of qualified finance professionals, offering you up to 90.0% LTV, same-day approvals, and reasonable upfront deposits. Whether you need $250k or $10 million, Key Capital can offer you a variety of loan options, with rates ranging from 4.20% to 6.75%.
What real estate options do you offer?
- Up to 90.0% LTV
- Loans From $250K to $10M+
- Investor & Owner Occupied Loans
- No Exorbitant Upfront Deposits
- Same Day Approvals
- Rates from 4.20% to 6.75%
- Purchase, Refinance & Cash-Out
- Most Commercial Properties Considered
- Nationwide Programs
What real estate options do you offer?
If you’re a real estate investor, we recognize you might have a hard time obtaining fix and flip or buy and hold deal financing. Our goal is to help you obtain capital to fund these projects so that you can move forward with your vision.
| Lending Criteria | Residential Fix and Flip (Rehab Cash Now) | Residential Fix and Flip (ARV) | Residential Buy and Hold |
| Term | 12 Months | 12 Months | 18 Months |
| Loan Amount | $50k to $2.5M+ | $75k to $2.5M | $50k to $2.5M |
| LTV | Up to 85% of the purchase price; Up to 65% Refinance; Up to 50% Cash-Out | Up to 85% of the Purchase Price + up to 100% of Renovation Costs; Not to exceed 75% of the ARV | Up to 85% of the Purchase Price; Up to 65% Refinance; Up to 50% Cash-Out |
| Property Types | Non-owner occupied 1-4 family residential | Non-owner occupied 1-4 family residential | Non-owner occupied 1-4 family residential |
| FICO | No set minimum | 600 set minimum | No set minimum |